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OIL offers coverage to members involved in the Refining & Marketing business segment.
Such activities include the manufacturing, transportation, distribution and the wholesale and/or retail sale of motor gasoline, distillate fuels, lubricants, chemicals and other refined products.
The refining/upgrading process relative to oil sands activities is also included in this sector.
*For rating purposes Refining and Marketing assets are grouped with Chemical assets by OIL.
This sector encompassing the manufacturing, transportation, distribution and the wholesale and/or retail side of chemicals (both hydrocarbon and non-hydrocarbon based) and other refined products derived from hydrocarbons.
*For rating purposes Chemical assets are grouped with Refining & Marketing assets by OIL.
OIL provides coverage for a variety of other activities that members may be involved in that are not specific to its defined sector definitions.
OIL provides coverage for members engaged in the generation, storage, and transmission of energy from wind and/solar renewable energy resources.
OIL provides coverage for members involved in the Pharmaceutical business which includes the discovery, development, manufacturing and marketing of vaccines, prescriptions and over-the-counter medicines.
OIL provides coverage to members that are engaged in the exploration for and/or mining of mineral deposits. Coverage also includes the extraction of mining of oil sands or coal.
OIL insures Electric Utility companies engaged in the generation and storage of electrical energy.
OIL offers coverage to those members that are involved in pipeline operations which include the transportation, processing, “terminaling” and/or storage of crude oil, natural gas and refined petroleum and non-petroleum products.
OIL provides coverage to members that are involved in exploration and production operations carried out “onshore”.
Such activities include the exploration, development, production, processing and on-site storage of hydrocarbons.
Members are also involved in oil sands activities and coverage is provided for the various drilling techniques (e.g. Steam Assisted Gravity Drainage or SAGD) under this sector.
The broad coverage provided by OIL to members involved in “offshore” exploration and production operations is considered valuable and is the core of many members’ insurance needs.
Members rely on OIL to provide cover for exploration, development, production and processing activities in various regions around the world.